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Summary Plan Descriptions

Did you know?

When your BCBSM or BCN health plan becomes sponsored by SBAM, you receive a free SPD template. You’ll also gain access to exclusive consolidated billing and customer service with our Harmony team. The available plan options, premium amounts and agent of record remains the same.

Learn More About SBAM Health Insurance Sponsorship

Stay Compliant with the DOL

An SPD describes the rights and responsibilities of both the employer and employee under the group benefit plan by providing detailed information about the health plan itself.

SBAM members simply enter your basic plan information into the template of required legal pages and the SPD document is ready for distribution to your insured employees.  Be sure to also provide your insured employees the Summary of Benefits & Coverage and any other benefit booklets given to you by the carrier.

Contact Kellie.Neirynck@downtobarebone.com to request an SPD template now. 

Use this template for communicating SMM plan changes to employees that don’t require a new SPD.

Cost & Options

Enrolled in an SBAM-sponsored Blue Cross® Blue Shield® or Blue Care Network health plan.

  • Free for any Basic, Premium, VIP or Elite Member

NOT enrolled in an SBAM-sponsored Blue Cross® Blue Shield® or Blue  Care Network health plan.

  • $250 fee for a Basic or Premium Member
  • $150 fee for a VIP Member
  • Free for an Elite Member

Need to upgrade your membership level?  Click here!

View Brochure


Need a Premium Only Plan document?

SBAM also offers Premium Only Plan documents, Flexible Spending Account and Health Savings Account administration through our partner, Kushner & Company.

Learn More